Scale of Fees

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SCALE OF FEES

Personal Insurances Fees/Charges:
Motor Insurance : Up to €150 or 10% or the premium, whichever is the higher
Non-Motor Policies: Up to €50 or 10% whichever is the higher
Mid-Term Adjustment: Up to €35 or 10% whichever is higher
Cancellation: Up to €50 or 10% whichever is higher

Business Insurances Fees/Charges
Initial/Renewal: Up to €250 or 100% or the premium, whichever is the higher
Mid-Term Adjustment: Up to €150 or 50% whichever is higher
Cancellation: Up to €100 or 50% whichever is higher

Additional Admin Fees
Bank charges incurred by us will be charged to the customer. We may charge an administration fee of €10 to cover the expenses of a returned cheque or direct debit default. A charge of €20 may be made for duplicate documentation.

Premium Finance Fees
Where premium instalment arrangements have been agreed, the details of the applicable charges will be outlined to you in advance. As a Credit Intermediary we may assist you with arranging finance with a third party financial institution. Where this occurs, a fee of between 2% and 4% of the premium financed applies which is included in the interest rate outlined on your loan agreement.

Credit/Debit Card Charges
There will be no charges applied to any transactions which require the use of debit/credit card.

Supplementary Fees
Should a particular project or circumstance require us to charge any additional fees, they will be specifically advised to you in advance. The calculation of such charges will be based on various factors such as, though not limited to, the complexity of matters, any commission payable (none in some cases) by Insurers, costs incurred time spent, qualification levels and numbers of personnel involved. On settlement of your account, we will forward to you all documents showing ownership of your policy i.e. Certificate & Disc, Policy Schedules and No Claims Bonus.

Please note all Fees outlined above are non-refundable.

Fusion Financial Services Ltd T/A Fusion Insurance is regulated by the Central Bank of Ireland.
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